Your retirement,
in safe hands.
Personal retirement planning and will writing for people who want clarity, confidence and a calm path into the years ahead.
About us
Two specialisms.
One trusted partner.
Safe Hands Retirement Services exists to make the most important decisions of later life feel simple. We focus on two things, and we do them properly.
Retirement Services
Income, investments and lifestyle planning, tailored to you.
Will Writing
Clear, legally sound wills that protect the people you love.
What we do
Services built around your life.
Retirement Planning
→A clear, calm plan for the years you've worked hard for. We help you align income, investments, and lifestyle so retirement feels exciting — not uncertain.
Will Writing
→Make sure your wishes are recorded properly. We draft straightforward, legally sound wills that protect your loved ones and your legacy.
Cashflow Forecasting
→See your future on a single page. Our forecasts model income, tax and lifestyle so you know exactly what's possible.
Estate & Legacy
→Beyond the will — we help you think through inheritance, gifting, and the people you love most.
How it works
A calm, considered pathway.
Clarity Call
A relaxed 30-minute conversation to understand where you are and where you'd like to be.
Discovery
We map your goals, finances and family priorities into one clear picture.
Your Plan
A personalised retirement and legacy plan, written in plain English.
Ongoing Care
Annual reviews and a dedicated adviser whenever life changes.
Meet the team
The people behind the plan.
Claire Kobylecka
Founder
Claire brings two decades of experience guiding clients through retirement, legacy and life's bigger questions.
"Good advice should feel like a weight lifted — not a sales pitch."
Alwyn Tomlinson
Founder
Alwyn supports clients through every stage of retirement and legacy planning, bringing care, patience and a deep eye for detail.
"Retirement isn't a finish line — it's a new chapter."
Frequently asked
Questions, answered.
Individuals and couples in or approaching retirement who want a thoughtful, jargon-free plan for the next chapter.
No. We work with a wide range of clients. The first conversation is always free, so you can decide if we're the right fit.
Yes. All our retirement advice is delivered in line with FCA standards, and our will writing follows established legal frameworks.
Most straightforward wills are drafted, reviewed and signed within two weeks of your initial meeting.
Absolutely — life changes, and so should your plan. We review everything at least once a year.
We listen. No sales pitch. You'll leave with at least one useful insight, whether you choose to work with us or not.
Let's start with a conversation.
Send a message and Claire will get back to you personally. No pressure, no jargon — just clarity on what's possible.
Or email Claire directly
clairekobylecka@gmail.com